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Income tax return filing

Your tax return, filed right and on time.

We file returns for salaried people, business owners and NRIs — including the capital-gains schedules that mutual fund investors need and most tools get wrong.

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Old vs new regime compared · You approve before anything is filed

  • ITR 1–4and NRI returns
  • 2regimes compared every year
  • 8 yrslosses carried forward if filed on time
  • 100%figures matched with AIS / 26AS

Key ideas

Tax rules worth knowing.

Which form

Your income decides your ITR form.

Only salary? ITR-1. Any capital gain? ITR-2. Business income? ITR-3. The wrong form can make your return invalid.

File it right, and it stays filed.

AIS and 26AS

The tax department already has your details.

Interest, dividends and big transactions are reported before you file. If your return doesn’t match, you may get a notice.

Match the records, and avoid a tax notice.

Old or new regime

Compare both. File the cheaper one.

The answer depends on the deductions you actually claim. Worth checking every year.

One hour of maths can save you money.

Losses

File on time, and losses last eight years.

A capital loss can be set off against future gains for up to eight years — only if you filed by the due date.

Even a loss is worth filing on time.

Advance tax

A big gain may mean tax to pay now.

A large sale can mean advance tax that quarter, with interest if you miss it.

Set the tax aside the day you sell.

Who we file for

Every return needs a different form.

The right form depends on your income, not on how simple you’d like it to be.

ITR-1

Salaried

One employer, no capital gains, income within the limit. Usually simple.

ITR-2

With capital gains

Where mutual funds, shares or property sales are involved. The return we file most often.

ITR-3

Business & professional

For owners and professionals, with books of accounts and depreciation.

ITR-4

Presumptive

For eligible small businesses and professionals under the presumptive scheme.

NRI

Non-resident returns

Foreign income, treaty (DTAA) relief and working out your residential status.

Notice

Reply to a notice

Defective return, mismatch and other notices, answered on time.

How it works

From documents to acknowledgement.

  1. 1

    Share your documents

    Form 16, interest certificates, capital-gains statements and proof of deductions.

  2. 2

    We match with AIS and 26AS

    Every figure is checked against what the department already has.

  3. 3

    Old vs new, compared

    We work out your tax both ways and file the one that leaves you better off.

  4. 4

    You review and approve

    You see the working and confirm. Nothing is filed until you approve.

  5. 5

    Filed and verified

    We file, e-verify, and send you the acknowledgement.

Request ITR filing

Send your request. We’ll tell you what we need.

Pick what you earned from, tick off the documents you already have, and send the request. We call you back within one working day — you share the documents only after that, securely.

1 · What did you earn from?

2 · Your document checklist

Not sure about something? Leave it unticked — we’ll go through it on the call.

3 · Your details

Please enter your name, in letters.
Please enter a 10-digit mobile number. Outside India, start with + and your country code.

Please don’t send documents through this form. We share a secure way to send them after the call.

SIR Financial Services app

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See holdings, returns and SIPs across every fund house. Start or step up a SIP, place orders and download capital-gains reports any time.

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Questions

The things people actually ask.

Which regime should I choose?
It depends on the deductions you actually claim. We work out both and file the one where you pay less — and show you the comparison.
How are my mutual funds taxed?
Equity and debt funds are taxed differently, and the holding period decides the rate. We build the capital-gains schedule from your actual statements.
What if I missed the deadline?
A belated return can still be filed within the window the law allows, with interest and a late fee. The sooner, the smaller both are.
Do I need to file if tax was already deducted?
Usually yes. TDS doesn’t replace a return, and filing is how you claim a refund if too much tax was deducted.
Filing is a compliance service, not investment advice. We prepare and file based on the documents you provide; the return is only as accurate as those documents.

Get this year’s return off your list.

Send your documents. We match them, compare both regimes and file once you approve.

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We never hold your money. Payments go straight to the fund house.

Filing is a compliance service, not investment advice. Tax rules change; we confirm the current position before filing.