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SIR Financial Services Pvt. Ltd.AMFI-Registered Mutual Fund Distributor
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Secure. Invest. Returns.

Goal-Based Professional Finance Planning for Your Family

Make your money work for every goal with SIR

One trusted guide for Mutual Funds, Insurance and Tax — from Hubballi to seventeen countries. No fee for guidance, and we never hold your money.

Talk to an expertBook a free call(opens in a new tab)
JPMGVTrusted by 1,000+families in India and abroad · 4.9★ on Google

Our fund houses

Every Leading Fund House.
One Trusted Guide.

1,000+Families guided

Our mission is to help every family we guide reach its goals on time — by being the most patient, transparent guide they have ever had.

Empaneled Asset Management Companies

Aditya Birla Sun Life Mutual FundAxis Mutual FundBajaj Finserv Mutual FundBandhan Mutual FundCanara Robeco Mutual FundDSP Mutual FundHDFC Mutual FundICICI Prudential Mutual FundInvesco Mutual Fund
Kotak Mutual FundMahindra Manulife Mutual FundMirae Asset Mutual FundPPFAS Mutual FundSBI Mutual FundSundaram Mutual FundTata Mutual FundUTI Mutual Fund

Fund houses we distribute for. We are paid by them; see the rates.

Mr. Santosh Ishwar Revanaki with the SIR Financial Services Pvt. Ltd. team in the officeThe team behind your planThe same people, every reviewGokul Road, Hubballi

Built in Hubballi

Guidance Built Around the Realities of Indian Families

SIR Financial Services Pvt. Ltd. is a goal-based practice led by Mr. Santosh Revanaki. We combine qualified planning with a deep understanding of how Indian families earn, save and spend — so your plan fits your life, not a product brochure.

Goal-Focused Planning

Every rupee is tied to a goal with an amount and a date.

Qualified Guidance

QPFP® and CRGP® certified, AMFI-registered and IRDAI-licensed.

Personal Service

From KYC to your yearly review, the same team stays with you.

Built to Last

Guiding families since 2020, one review at a time.

Registered Qualified Transparent Personal

Leadership behind SIR

The Vision Behind SIR

Behind SIR is an engineer who became a Guide — combining a methodical mind, industry certifications and a belief that every family deserves honest guidance.

What SIR stands for

  • Secure Your Life &
    Health

  • Invest With Right
    Advice

  • Returns Will Be
    Exponential

Mr. Santosh Ishwar Revanaki, founder of SIR Financial Services Pvt. Ltd.

Mr. Santosh Ishwar Revanaki

Founder & Managing Director

QPFP®CRGP®AMFI® MFDMDRT® Term Insurance Guide

An Electronics and Communication engineer, Mr. Santosh has been investing since 2007 and guiding families as an AMFI-registered distributor since 2020. His focus on goals before products has shaped SIR into a practice that families in India and seventeen countries trust with their plans.

Read his story

Credentials

Qualified, Certified and Accountable

Four certifications, each independently awarded. Displayed in full because in this business the letters after a name are the only thing a new client can verify before they trust you with money.

QPFP

Qualified Personal Finance Professional

QPFP® — comprehensive personal financial planning across goals, risk, tax and estate.

Certification no.8578
CRGP

Retirement Goal Certification

CRGP® — specialist certification in retirement corpus planning and drawdown.

SpecialismRetirement planning
AMFI

AMFI-Registered Mutual Fund Distributor

Registered with the Association of Mutual Funds in India.

ARN · valid to 27 Mar 2029ARN-357446
IRDAI

IRDAI® Licensed · MDRT

Licensed by IRDAI and a member of the Million Dollar Round Table.

Licence · MDRT 2021ICI01407069

Member of

  • MemberFoundation of Independent Financial AssociatesA national body of independent financial distributors
  • MemberMutual Fund Distributors Association of KarnatakaThe association of AMFI-registered distributors in Karnataka, since 2009
  • Pro MemberPersonal Finance Professionals, PAN IndiaA national network of personal finance professionalsView his profile

Why SIR

Why Choose SIR for Your Family’s Money?

SIR is a goal-based guide for Salaried families, Business owners and NRIs — bringing Investing, Protection and Tax together in one plan, with less paperwork and better control.

Built for Indian Families
Connected, Wherever You Live
Clear Visibility of Every Goal
Secure — Money Stays in Your Name

SIR Financial Services app

The Portfolio, on the Phone in Your Pocket

Between meetings, most of what you want is a number: what a fund has done, where the SIP has got to, what a redemption would look like at tax time. The app answers those without an appointment — and does the transacting too.

Google Play(opens in a new tab)App Store(opens in a new tab)

4.9 · 81 reviews · 1,000+ installs on Google Play

Android
iPhone

Or scan the code for your phone

  • Everything in one portfolio

    Holdings, returns and fund performance across every AMC you hold, on one screen instead of six statements.

  • SIPs, start to step-up

    Custom-period, SIP-delay and step-up calculators are built in, so a change to a SIP comes with the arithmetic attached.

  • Invest and track the order

    Place an order through NSE, follow where it has got to, and cancel it before it goes through if you change your mind.

  • Statements when you need them

    Portfolio and capital-gains reports on demand, including a last-financial-year export to hand to whoever files your return.

  • Goal reports, not just balances

    Goal reports and financial calculators, so a number on the screen has a purpose behind it.

  • Built to be trusted with this

    Two-factor sign-in, SSL pinning and independent VAPT testing. KYC and risk profile stay current in the app, and transactions raise a notification.

  • 1,000+Families guided
  • ₹85 CrAssets under management
  • 2,400+Live SIPs running
  • 17Countries served
New programme

Our GEM · Investor growth recognition

Every Family We Guide Sits Somewhere on This Ladder

GEM groups the families we look after by the size of the portfolio they have built with us, and we publish the movement between bands each quarter. It exists to mark progress — the household moving from New to Bronze matters as much here as the one entering Platinum.

  1. New GemUp to ₹1 L 517families this month+13504 last month
  2. Bronze Gem₹1 L – ₹25 L 469families this month+8461 last month
  3. Silver Gem₹25 L – ₹50 L 49families this month+544 last month
  4. Gold Gem₹50 L – ₹1 Cr 20families this monthNo change20 last month
  5. Platinum Gem₹1 Cr – ₹10 Cr 11families this month+29 last month
1,038families last month
1,066families this month
+28net movement
Start your own ladder(opens in a new tab)

GEM bands describe the current value of portfolios held through us. They are a recognition of progress, not a performance record, and they do not indicate or promise any rate of return. Mutual fund investments are subject to market risk.

How is SIR best for you?

These Services Make SIR the
One Guide for All Your Money Needs

Mutual Funds

SIP, lumpsum, STP and SWP across 19 fund houses, matched to a goal.

Learn more

Term Life Insurance

Term cover first, sized to your family’s real needs.

Learn more

Health Insurance

Individual, family floater, senior citizen and group cover.

Learn more

Loan Against Mutual Funds

Money when you need it, without selling your funds.

Learn more

Digital Signature Certificate

Class 3 DSC issued and renewed for individuals and companies.

Learn more

Income Tax Returns

Returns for residents and NRIs, with capital gains done right.

Learn more

NRI Investing

NRE and NRO investing, FATCA and tax at source, handled from Hubballi.

Learn more

Not Sure Where to Start?

Answer seven short questions. We call you already knowing your situation.

Get started

Benefits of Planning with SIR

A guide that adds real value to your family’s life.

  1. 01

    Know Where Every Goal Stands

    See how much each goal needs, how much you have, and what to invest every month.

  2. 02

    No Paperwork, 100% Digital

    KYC, nominees, SIP mandates and folio changes done online for you — nothing to print, sign or courier.

  3. 03

    Protect, Invest and Save Tax

    Term cover, health cover, SIPs and ELSS organised in one plan that fits together.

  4. 04

    Better Decisions Every Year

    A yearly review that rebalances your plan as your income, family and markets change.

An illustration, not a recommendation.

Key feature

From Goal to SIP, Without Guesswork

Tell us your goals once. We work out how much each one needs and how much to invest every month, so you never have to guess again.

  1. Share your goalsAmount, date and what you already have.
  2. Get a SIP for each goalFunds matched to each goal’s time horizon.
  3. Review every yearWe step up and rebalance as life changes.

Set once. Fewer worries. More time for your family.

Try a goal calculatorGet started

Goal-based financial planning

A Goal Without a Plan Is Just a Wish

Every rupee should have a job and a date. We sort what you want into needs, wants and dreams, then match each to a horizon — because a goal two years away and one twenty years away call for completely different portfolios.

Your goals, your life

Short termLess than 2 years

Medium term3 to 7 years

Long termMore than 7 years

NeedsSecure this first

Emergency fundHealth coverAnnual commitments
Parents’ medical fundSchool fees
Retirement corpusChildren’s higher education

WantsPlan deliberately

Planned purchasesInsurance top-ups
House renovationA carFurther study
Dream homeChildren’s marriage

DreamsFund what is left

A short break
International travel
A new ventureCharityA jubilee celebration
Term Life InsuranceHealth InsuranceEmergency FundAnnual CommitmentsGolden Retirement PlanChildren’s Higher EducationParents’ Medical Emergency FundDream House PurchaseDream Car PurchaseChildren’s MarriageHouse RenovationSelf Higher EducationExotic International VacationNew Venture / Start-upCharity / Social WorkMarriage Silver JubileeMarriage Golden Jubilee
Customize your goal

One guide, four jobs

One Practice for Every Money Job

Plan

Everything you need to plan your goals

Know what every goal needs and what to invest each month, with a guide who checks the plan every year.

  • Goal-based plan
  • Risk profile
  • Emergency fund
  • Retirement corpus
  • Child’s education
  • Yearly review
Get started
Live guidance, every year

Testimonials

Hear from Our Families

See what families say about planning with SIR, in their own words on Google.

Santosh was really good at helping me to sort out my basic doubts and made me more confident in terms of money matters. He even assisted me to consolidate my personal savings into a single place and helped me track it quite efficiently…

Client experience

JJayita PaulManager, United Kingdom · Google review
His service quality stands out because he takes time to understand goals, risk appetite, and life stage before proposing any strategy. Interactions are personalized, detail-oriented, and focused on long-term wealth creation rather than quick gains.

Client experience

PPavan KulkarniSenior Manager, Netherlands · Google review
He patiently explained the different investment options and helped me understand how to approach financial planning in a practical way… I appreciated the clarity with which he explained each concept and answered all our questions without rushing.

Client experience

MMohammad Azharuddin SorabOwner, Apna Staff Company, Hubballi · Google review
As an investor, I am very happy with the guidance and support provided by SIR Financial Services. They explained mutual fund investments clearly and helped me choose the right investment plan based on my financial goals. Their advice is professional, transparent, and trustworthy.

Client experience

GGangu GadadanMBA graduate, Hubballi · Google review
Santosh sir is very helpful in planning your investments in a right way and his guidance proves to be very effective and gives me a confidence to invest further.

Client experience

VVinaykumar HiremathData and AI engineer, Bengaluru · Google review
The team is professional, approachable, and truly understands the needs of investors. They took the time to explain different mutual fund options and retirement plans in detail, which helped me make confident decisions.

Client experience

VVarsha ChindiBBA graduate, Dharwad · Google review
As a retired person I started my association with Santoshji. He is very hard working, knowledgeable in financial investments and properly guiding me based on needs and goals.

Client experience

PPramod RaichurDirector at Kaiga, Karwar · Google review
I was new to MF investments and Santosh gave a good knowledge and explained many things. Like any other person who doesn’t understand finance, I also had many doubts. All my doubts got clarified from his great experience.

Client experience

MManjukumar KadakolEngineering Manager, Bengaluru · Google review
A very knowledgeable person. Proactive in advice and clear in his thought. A great learner to stay connected and current. Happy with his association.

Client experience

DDr Ramakant KulkarniAcademic Director, Chetan Business School, Hubballi · Google review
Their approach is truly customer-centric, with a strong focus on understanding each customer’s financial goals… It is great to work with a financial partner who prioritizes customer needs, transparency, long-term relationships, and goal-based financial planning.

Client experience

AAshok BenalBranch Manager, Aditya Birla Sun Life Mutual Fund, Hubballi · Google review
When selecting mutual funds or insurance plans, it’s essential to consider your individual financial goals, risk tolerance, and coverage needs… Thank you very much for your support and guidance regarding investments.

Client experience

SSudha GhargiManager, Vimal Resort, Gadag · Google review
What truly stood out was the strong sense of trust, transparency, and long-term relationship they share with the company. It was inspiring to see the clarity and confidence the client had in their financial decisions — clearly reflecting the disciplined guidance and investor-first approach followed here.

Client experience

PPurvi KanagokarRelationship Manager, Tata AIA Life Insurance, Haveri · Google review
SIR Financial Services is a very good company. I had good experience in mutual fund investments with right guidance. Even I have recommended many of my friends and family members to invest with his advice.

Client experience

MManjula NGoogle review · Google review
Good experience in SIR Financial Services. Provides useful information regarding financial planning like SIP investments, tax savings, term insurance importance. I highly recommend this company.

Client experience

NNagaraj HadapadBranch Manager, Tata AIA Life Insurance, Hubballi · Google review
As an investor I do have great experience in SIR Financial Services… Santosh personally provides useful information regarding financial planning like SIP investments, tax savings, term insurance importance. I highly recommend this company.

Client experience

MManas PanigrahiProject Manager, Bengaluru · Google review
Excellent experience with SIR Financial Services. A trustworthy platform for mutual fund investments and a great place to start a disciplined investment journey.

Client experience

MMalingaraya PujariEngineer, Bengaluru · Google review
I had a great experience with SIR Financial Services Pvt. Ltd. The team was professional, helpful, and guided me through every step with patience. They explained everything clearly and made the entire process smooth and hassle-free.

Client experience

SSandesh LamaniMBA graduate, Hubballi · Google review

Reviews from our Google Business Profile, trimmed only for length. Read them all(opens in a new tab)

In their own words

Video Reviews

Fund-house leaders and clients, in their own words, published under their own names. Nothing here is scripted or paid for.

See more on YouTube(opens in a new tab)
Nilesh ShahOn the opening of the Hubballi office
Sunil SubramaniamFounder & CEO, Sense & Simplicity
Sadanand PyatiVP & Zonal Head, Canara Robeco Mutual Fund
Belliappa ThondiyandaVice President & Regional Head
Sudarshan KabadiVice President, Prestige Group
Murali NidugalaPrincipal Engineer, HPE
Arun MohantyZonal Head, Aditya Birla Sun Life Mutual Fund
Harshitha LInvestor, Germany
Dr Ramakant KulkarniDirector, CBS MBA College
Mr & Mrs Renuka BetageriSoftware engineers

Videos load only when you press play — nothing is loaded before that.

Global footprint

Our Families Across Continents

Based in Hubballi, trusted by families across India and in seventeen countries — one practice, guiding NRIs in their own time zone.

SIR Financial Services Pvt. Ltd.AMFI-Registered Mutual Fund Distributor

  • United StatesFamilies investing in India from United States.
  • United KingdomFamilies investing in India from United Kingdom.
  • IrelandFamilies investing in India from Ireland.
  • GermanyFamilies investing in India from Germany.
  • NetherlandsFamilies investing in India from Netherlands.
  • SwedenFamilies investing in India from Sweden.
  • PolandFamilies investing in India from Poland.
  • UAEFamilies investing in India from UAE.
  • Saudi ArabiaFamilies investing in India from Saudi Arabia.
  • QatarFamilies investing in India from Qatar.
  • CanadaFamilies investing in India from Canada.

Our investors across the world

Where our families liveIndia

Some of the countries our families live in, guided from Hubballi in their own time zone.

States our families live inKarnataka

Families across India, from Gujarat to West Bengal, guided from one office in Hubballi.

Districts our families live inOther districts

Home ground: families in almost every district of Karnataka, from Belagavi to Mysuru.

No product is sold at these sessions

Investor awareness

Investor Awareness Programmes

Sessions on financial guidance — Mutual Funds, Insurance, Tax and planning for life’s goals — run for colleges, employers and community groups. No product is sold at these sessions.

  • CollegesManagement and commerce colleges in Hubballi and across cities
  • Insurance teamsA life insurance team’s training
  • EmployersAn IT company in Mysore

The full record, with photographs, is on the founder’s page.

See the programmesRequest a session for your organisation

How we work

Three Simple Steps

  1. 01

    First call

    Thirty minutes to understand your family, goals and what you already have.

  2. 02

    Plan & digital onboarding

    Your goal plan, then KYC, folios, SIPs and cover set up online — all done for you.

  3. 03

    Review & support

    A yearly review, WhatsApp support and changes whenever life changes.

SIRFINANCIAL SERVICES

Guidance That Simplifies Your Family’s Money

From your first SIP to your retirement income, SIR brings Planning, Investing, Protection and Tax together in one place.

Reach out now!

Take the next step with SIR.

Get started today

Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Figures are as published by the practice and are not a performance record.

SIR Financial Services Pvt. Ltd. — our website is now live. What’s new: GEM investor recognition, global footprint, easy and trusted support, smart financial calculators, the Quick Financial Goal Guide, FAQs and Ask SIR. sirfinancialservices.in · 97398 16000 · 97396 86000.
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Plan your goalQuick Financial Goal Guide