Disclosures
Disclosures & grievance redressal.
Everything a regulator, a client or a future client should be able to find in one place, without asking.
Registrations
Who we are registered as.
- Company name
- SIR FINANCIAL SERVICES PRIVATE LIMITED
- AMFI registration
- ARN-357446
- ARN valid until
- 27 MAR 2029
- CIN
- U70200KA2025PTC207887
- IRDAI licence — Mr. Santosh Ishwar Revanaki
- ICI01407069
- IRDAI licence — Shilpa
- TATAAIA5754823
- Insurer
- ICICI Prudential Life Insurance
- Grievance officer
- Mr. Santosh Ishwar Revanaki
- NISM certification
- Series V-A
Every identifier here is the registered value.
How we are paid
Commission, disclosed.
We are an AMFI-registered mutual fund distributor. We do not charge investors a fee and we do not provide investment advisory services for a fee. We receive trail commission from asset management companies, paid out of the scheme’s expense ratio.
Commission rates vary between schemes and between fund houses. Where a recommendation could be affected by that difference, we disclose it at the time. For insurance we receive commission from the insurer at the rates prescribed by IRDAI. See rates by scheme type
Standard disclaimer
The risk statement.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future results, and the value of your investment can go down as well as up.
Insurance is the subject matter of solicitation. Tax treatment depends on your individual circumstances and may change. Any illustration or calculator output on this site is a projection based on assumptions you set, not a promise of returns.
Your information
Privacy notice.
The short version: we collect what we need to reply to you and to service what you hold with us, we keep it in India, and we do not sell it.
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What we collect
From the enquiry form: your name, email, phone, country of residence and what you asked about. If you become a client, we also hold the KYC and transaction records our obligations require. Our website counts visits without cookies and cannot identify you individually: it records the page, the time and roughly where the visit came from, the city at most, and never your IP address. Browsers set to Do Not Track or Global Privacy Control are not counted. The calculators and the chat remember what you type in your own browser only; none of it reaches us unless you send us a request.
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Why we may hold it
For an enquiry, your consent, given when you send us the request. For a client relationship, the contract between us and the obligations placed on a distributor by AMFI, SEBI and IRDAI. Consent for an enquiry may be withdrawn at any time; records we are required to keep cannot be deleted on request.
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Who else sees it
Asset management companies, registrars and insurers, where a transaction requires it. Our hosting and email providers, as processors. Nobody else. We do not sell personal data or share it for anyone else’s marketing. The contact page links to Google Maps.
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How long we keep it
An enquiry that does not become a relationship is deleted within twenty-four months. Client records are held for the period our regulators require, currently eight years from the end of the relationship.
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Your rights
Under the Digital Personal Data Protection Act 2023 you may ask what we hold about you, ask us to correct it, ask us to erase it where we are not required to keep it, and nominate someone to exercise these rights for you. If you are in the EEA or the UK, the GDPR gives you equivalent rights. Write to support@sirfinancialservices.in and we will respond within thirty days.
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Where it is held
The website runs on Cloudflare, and the requests you send reach us by email through Google Workspace; both providers may process data outside India under their own safeguards. Client records are kept in India, and are shared abroad only where a fund house, insurer or registrar you have transacted with runs its own systems elsewhere.
Version 1.0, effective 7 November 2026.
Using this site
Terms of use.
- 1
This site is information, not advice
Nothing here is a personal recommendation. We are an AMFI-registered mutual fund distributor, not a SEBI-registered investment adviser, and we do not charge a fee for advice. What suits another investor may not suit you.
- 2
Calculators are illustrations
Every figure a calculator on this site produces is arithmetic applied to assumptions you chose. It is not a projection of what any scheme will return, and it is not a quotation.
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Accuracy
We take care that what is published here is correct when published. Scheme details, commission, tax and regulation all change. Always read the scheme information document or policy wording, which prevails over anything said here.
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Links to other sites
We link to fund houses, insurers and regulators for your convenience. We do not control those sites and are not responsible for their content.
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Governing law
These terms are governed by the laws of India. Courts at Hubballi, Karnataka have exclusive jurisdiction.
If something goes wrong
Grievance redressal.
Complaints are acknowledged within two working days and resolved within twenty-one, or you are told why more time is needed.
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Raise it with us
Write to support@sirfinancialservices.in or call +91 97398 16000. Include your folio or policy number.
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Escalate to the fund house or insurer
If unresolved after twenty-one days, go to the fund house’s investor relations officer or the insurer’s grievance cell.
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Escalate to the regulator
For mutual funds, SEBI SCORES at scores.sebi.gov.in, then SMART ODR. For insurance, the IRDAI Bima Bharosa portal, then the Insurance Ombudsman for your region.
Full grievance process, escalation matrix and complaint form
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. SIR FINANCIAL SERVICES PRIVATE LIMITED is an AMFI-registered mutual fund distributor and does not provide investment advisory services for a fee. Insurance is the subject matter of solicitation. Calculator outputs are illustrations based on the assumptions you choose, not projections and not guaranteed returns.